BUYING A HOME- is more than just saying, “I'll take that one” you need to think of it
as something other than just a place you'll be forced to move oversized, overweight
pieces of furniture around in. It’s an investment that you live in…yup he’s already
breaking out the clichés, but whether you are buying a home for the first time,
expanding to make room for all of your children, or all of your shoes, or you’ve finally
decided to build your dream home, at some point you are going to either want to, or
need to, take advantage of the equity that has built up in your home.
BUYING SMART- Means you don’t start out upside down in your home, but on a
level playing field with the other homes in the subdivision or area you purchased in.
In more cases than not, your purchase will set the mark that all sellers in your area
will be trying to sell their homes at. This is why it’s so important to check comparable
sales before you make an offer, and to not be so emotionally attached to a purchase
that you let the seller dictate all the terms of the sale. Additionally, if you are
purchasing from a builder or are building your dream home, you need to make sure
you don’t overdo the upgrades and put yourself in a situation that makes the cost of
building your home, more than it will possibly sell for in a year’s time.
USING A REALTOR- Whether you are buying a new home or a re-sale home or
building from scratch, a Realtor’s fees are generally paid by the seller. This is
usually a part of what the seller has estimated as part of the cost of selling a house.
Some brokerages do charge document storage fees, but for the most part using a
Realtor is basically free professional information and taxi service for a buyer.
Realtor’s can show you homes in new subdivisions, as well as re-sale homes and
usually will be able to offer you a wealth of knowledge about the area and homes you
are looking at. You may even find a situation where your Realtor has incentives to
entice a you to utilize their services.
FOR A LIST OF MY BUYER INCENTIVES, PLEASE CLICK HERE.
WHY USE ROB TURNEY AS YOUR REALTOR- I’m glad you asked that, I happen to
be a close personal friend of Rob’s and not only does he show properties in a Bat
Mobile like jet car with full bar and seafood buffet, he has a Star Trek replication
device that will duplicate any home you like and place it 3 feet from your desired
location….Okay the lawyers have required me to put in this disclaimer, the statement
above was not meant to be taken seriously, the Star Trek name and logo and Bat
Man name and logo are proprietary and are in no way endorsements of Rob Turney
or his abilities…(There Mike are ya happy?!)…Okay back to reality, or in our case
Realty….
EXPERIENCE- I’ve been selling real estate since 2001. During that time I have
helped my clients find their first home and then move up into their next home, find a
piece of land and build their dream home, buy investment property or even move
into an active adult community that they had never dreamed of living in the year
before. I have clients that saw their home for the first time after closing escrow. I’ve
worked with out of state buyers and multiple, non related buyers in an investment
capacity.
Picking your home is still just the beginning of successfully purchasing a home.
There are many hurdles to get over, from lending and inspections, to associations
and escrow that have to be overcome before you get to paint your room that
fantastic shade of fuscia, (I think that’s a form of red)…I know this ins and outs of
home buying and will make sure you are aware of any and all pitfalls that might be
lurking around the corner.
MARKET KNOWLEDGE- I was born and raised in Las Vegas, I’ve seen the changes,
both good and bad and have a very good feel of where things have gone and will go
in the future. I understand what the selling trends are in our market and how they
have changed in the past and will most likely change in the future.
CUSTOMER SERVICE- One of the most important elements of any buying or selling
experience, is the level of customer service you receive from the professional you
hire to assist in that endeavor. I am available to my clients 24 hours a day, 7 days a
week on weekends and holidays. If you feel you need to look at a house on
Thanksgiving, we’ll do it…I will expect a turkey leg though…I strive to make the home
buying process as painless and stress free as possible and will do my best to take as
much of the pressure off your shoulders as I can. I will assist in setting up
inspections, escrow selection, lender review and I’ll be there for all inspections,
contract negotiations and escrow signings. One thing I can guarantee, is that
barring being vaporized by a large asteroid, I will not disappear once we’ve found
your home. It’s my hope and thankfully my experience that once you’ve worked with
me on one transaction, you’ll work with me on your future transactions as well.
THE PROCESS- Okay, lets take it from the first call, “Hi this is Rob, can I help you?”
…so maybe a little further down the line…basically my first question is going to be
have you chosen a lender and do you know what price range we are looking for. If
you have, great, if not I’ll give you a list of excellent lenders to talk to and see which
one can help you the most. Then we need to get down to what you want, how many
rooms, how much square footage, how many garage spaces, one story or two, half-
caff or de-caff, one lump or two…ooops sorry, Starbucks flashback…at any rate we
need to get pretty specific on exactly what you want. Then let’s talk location, where
do you want to be? If you have no preference, we’ll look at homes that meet your
other criteria in various areas and see what works for you.
Lets fast forward to the point where you’ve fallen on your knees, hugged the white
picket fence in front of the house and screamed mine, mine, mine, (please don’t ever
do that, it kind of weakens our negotiating position with the sellers).
We look at comparable homes, and write up an offer. I will either present the offer to
the sellers or to the seller’s agent and they will then laugh hysterically at our audacity
to offer anything less than a million dollars over their asking price…okay, so its not
quite that bad, but at that point they will either accept the offer, reject it out right, or
counter with terms they feel more comfortable with. If they accept our offer, we
celebrate briefly, fire our Russian made automatic weapons in the air and move onto
opening escrow, ordering inspections, getting a copy of the contract to the lender
and ordering the appraisal, and reviewing the HOA documents if they have them. If
they counter, then you’ll get to accept, counter or reject…this will go on until
everyone is in agreement on the contract…the most I’ve seen is 6 and hinged on the
transfer of a first born child to the sellers…okay so there was no first born child, but
we did go to 6 counter offers.
Once an agreement has been reached, as I mentioned above, we celebrate briefly,
burn an effigy or our favorite dictator and move onto opening escrow, ordering
inspections, getting a copy of the contract to the lender and ordering the appraisal,
and reviewing the HOA documents if they have them.
I like to have a 10 business day due diligence period for my buyers to “kick the tires”
during which your earnest money will be refundable should you find something in the
Title Report that can’t be cured, the inspection report shows something that makes
you feel the house is unsafe, or your lender decides they can’t lend enough to
purchase the home. This means that a lot has to happen in 10 days, including
reviewing HOA CC&R’s, great for putting you to sleep after drinking 3 gallons of
coffee.
Once all of the inspections have been finished, the HOA package approved and the
title report is clear, we still have a bit more time before screaming at the movers for
dropping your leather sofa off the truck into a toxic mayonnaise spill. During this
time, you will discover the joys of “underwriting approval” that’s the part where the
person that actually approves the final release of your loan makes you stand on one
leg, balance an elephant on your nose while playing a tuba, before funding your
loan…okay, so its not quite that bad, but you will be fulfilling the lenders
requirements as well as ordering movers and setting transfer dates for utilities during
this time.
Generally 3 days before our estimated close of escrow date, the lender will send
your final loan documents to the title company and you will sign your escrow
documents and loan documents at the same time. The seller will sign their portion of
the escrow documents, the lender will fund the loan and the title company will send
the documents to the county recorders office to have your name put on title…then
we celebrate briefly, sacrifice a Yak to our favorite deity and most importantly you get
your keys, the movers do their thing and you can break out the fuscia paint!!!!
So now that you understand the process, perhaps you'd like to see exactly whats out
there. Even if you aren't sure you are interested in "going all the way", follow the
link below to the MLS search and you can see what's available. Or if you are ready
to take the next step, let me know what your after and I'd be more than happy to give
you a hand.
TO SET AN APPOINTMENT TO DISCUSS LOOKING FOR HOMES CLICK HERE
PLEASE UTILIZE THE LINKS BELOW TO HELP IN YOUR HOME BUYING.
LENDERS AND MORTGAGE/LENDING INFORMATION
CLARK COUNTY SCHOOLS ZONING AND TEST RESULT INFORMATION
LAS VEGAS METROPOLITAN POLICE CRIME MAPPER
MOVE TOOLS
as something other than just a place you'll be forced to move oversized, overweight
pieces of furniture around in. It’s an investment that you live in…yup he’s already
breaking out the clichés, but whether you are buying a home for the first time,
expanding to make room for all of your children, or all of your shoes, or you’ve finally
decided to build your dream home, at some point you are going to either want to, or
need to, take advantage of the equity that has built up in your home.
BUYING SMART- Means you don’t start out upside down in your home, but on a
level playing field with the other homes in the subdivision or area you purchased in.
In more cases than not, your purchase will set the mark that all sellers in your area
will be trying to sell their homes at. This is why it’s so important to check comparable
sales before you make an offer, and to not be so emotionally attached to a purchase
that you let the seller dictate all the terms of the sale. Additionally, if you are
purchasing from a builder or are building your dream home, you need to make sure
you don’t overdo the upgrades and put yourself in a situation that makes the cost of
building your home, more than it will possibly sell for in a year’s time.
USING A REALTOR- Whether you are buying a new home or a re-sale home or
building from scratch, a Realtor’s fees are generally paid by the seller. This is
usually a part of what the seller has estimated as part of the cost of selling a house.
Some brokerages do charge document storage fees, but for the most part using a
Realtor is basically free professional information and taxi service for a buyer.
Realtor’s can show you homes in new subdivisions, as well as re-sale homes and
usually will be able to offer you a wealth of knowledge about the area and homes you
are looking at. You may even find a situation where your Realtor has incentives to
entice a you to utilize their services.
FOR A LIST OF MY BUYER INCENTIVES, PLEASE CLICK HERE.
WHY USE ROB TURNEY AS YOUR REALTOR- I’m glad you asked that, I happen to
be a close personal friend of Rob’s and not only does he show properties in a Bat
Mobile like jet car with full bar and seafood buffet, he has a Star Trek replication
device that will duplicate any home you like and place it 3 feet from your desired
location….Okay the lawyers have required me to put in this disclaimer, the statement
above was not meant to be taken seriously, the Star Trek name and logo and Bat
Man name and logo are proprietary and are in no way endorsements of Rob Turney
or his abilities…(There Mike are ya happy?!)…Okay back to reality, or in our case
Realty….
EXPERIENCE- I’ve been selling real estate since 2001. During that time I have
helped my clients find their first home and then move up into their next home, find a
piece of land and build their dream home, buy investment property or even move
into an active adult community that they had never dreamed of living in the year
before. I have clients that saw their home for the first time after closing escrow. I’ve
worked with out of state buyers and multiple, non related buyers in an investment
capacity.
Picking your home is still just the beginning of successfully purchasing a home.
There are many hurdles to get over, from lending and inspections, to associations
and escrow that have to be overcome before you get to paint your room that
fantastic shade of fuscia, (I think that’s a form of red)…I know this ins and outs of
home buying and will make sure you are aware of any and all pitfalls that might be
lurking around the corner.
MARKET KNOWLEDGE- I was born and raised in Las Vegas, I’ve seen the changes,
both good and bad and have a very good feel of where things have gone and will go
in the future. I understand what the selling trends are in our market and how they
have changed in the past and will most likely change in the future.
CUSTOMER SERVICE- One of the most important elements of any buying or selling
experience, is the level of customer service you receive from the professional you
hire to assist in that endeavor. I am available to my clients 24 hours a day, 7 days a
week on weekends and holidays. If you feel you need to look at a house on
Thanksgiving, we’ll do it…I will expect a turkey leg though…I strive to make the home
buying process as painless and stress free as possible and will do my best to take as
much of the pressure off your shoulders as I can. I will assist in setting up
inspections, escrow selection, lender review and I’ll be there for all inspections,
contract negotiations and escrow signings. One thing I can guarantee, is that
barring being vaporized by a large asteroid, I will not disappear once we’ve found
your home. It’s my hope and thankfully my experience that once you’ve worked with
me on one transaction, you’ll work with me on your future transactions as well.
THE PROCESS- Okay, lets take it from the first call, “Hi this is Rob, can I help you?”
…so maybe a little further down the line…basically my first question is going to be
have you chosen a lender and do you know what price range we are looking for. If
you have, great, if not I’ll give you a list of excellent lenders to talk to and see which
one can help you the most. Then we need to get down to what you want, how many
rooms, how much square footage, how many garage spaces, one story or two, half-
caff or de-caff, one lump or two…ooops sorry, Starbucks flashback…at any rate we
need to get pretty specific on exactly what you want. Then let’s talk location, where
do you want to be? If you have no preference, we’ll look at homes that meet your
other criteria in various areas and see what works for you.
Lets fast forward to the point where you’ve fallen on your knees, hugged the white
picket fence in front of the house and screamed mine, mine, mine, (please don’t ever
do that, it kind of weakens our negotiating position with the sellers).
We look at comparable homes, and write up an offer. I will either present the offer to
the sellers or to the seller’s agent and they will then laugh hysterically at our audacity
to offer anything less than a million dollars over their asking price…okay, so its not
quite that bad, but at that point they will either accept the offer, reject it out right, or
counter with terms they feel more comfortable with. If they accept our offer, we
celebrate briefly, fire our Russian made automatic weapons in the air and move onto
opening escrow, ordering inspections, getting a copy of the contract to the lender
and ordering the appraisal, and reviewing the HOA documents if they have them. If
they counter, then you’ll get to accept, counter or reject…this will go on until
everyone is in agreement on the contract…the most I’ve seen is 6 and hinged on the
transfer of a first born child to the sellers…okay so there was no first born child, but
we did go to 6 counter offers.
Once an agreement has been reached, as I mentioned above, we celebrate briefly,
burn an effigy or our favorite dictator and move onto opening escrow, ordering
inspections, getting a copy of the contract to the lender and ordering the appraisal,
and reviewing the HOA documents if they have them.
I like to have a 10 business day due diligence period for my buyers to “kick the tires”
during which your earnest money will be refundable should you find something in the
Title Report that can’t be cured, the inspection report shows something that makes
you feel the house is unsafe, or your lender decides they can’t lend enough to
purchase the home. This means that a lot has to happen in 10 days, including
reviewing HOA CC&R’s, great for putting you to sleep after drinking 3 gallons of
coffee.
Once all of the inspections have been finished, the HOA package approved and the
title report is clear, we still have a bit more time before screaming at the movers for
dropping your leather sofa off the truck into a toxic mayonnaise spill. During this
time, you will discover the joys of “underwriting approval” that’s the part where the
person that actually approves the final release of your loan makes you stand on one
leg, balance an elephant on your nose while playing a tuba, before funding your
loan…okay, so its not quite that bad, but you will be fulfilling the lenders
requirements as well as ordering movers and setting transfer dates for utilities during
this time.
Generally 3 days before our estimated close of escrow date, the lender will send
your final loan documents to the title company and you will sign your escrow
documents and loan documents at the same time. The seller will sign their portion of
the escrow documents, the lender will fund the loan and the title company will send
the documents to the county recorders office to have your name put on title…then
we celebrate briefly, sacrifice a Yak to our favorite deity and most importantly you get
your keys, the movers do their thing and you can break out the fuscia paint!!!!
So now that you understand the process, perhaps you'd like to see exactly whats out
there. Even if you aren't sure you are interested in "going all the way", follow the
link below to the MLS search and you can see what's available. Or if you are ready
to take the next step, let me know what your after and I'd be more than happy to give
you a hand.
TO SET AN APPOINTMENT TO DISCUSS LOOKING FOR HOMES CLICK HERE
PLEASE UTILIZE THE LINKS BELOW TO HELP IN YOUR HOME BUYING.
LENDERS AND MORTGAGE/LENDING INFORMATION
CLARK COUNTY SCHOOLS ZONING AND TEST RESULT INFORMATION
LAS VEGAS METROPOLITAN POLICE CRIME MAPPER
MOVE TOOLS
INFO FOR BUYERS
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| Rob Turney |
| 702-336-8595 |
